Yes you can, or you can obtain it through a ‘Direct Insurer’, but neither of these providers will ask you the really important questions like:
* Would you like to consider the most cost-effective or tax-effective ways of owning your life insurance policy? or
* do you want to ensure that, when a claim is made on your policy, the Tax Office is not a beneficiary? or
* would you like to discuss some of your beneficiary options so that your family can take advantage of tax-free income streams? or
* would you like to discuss ways to make certain that your loved ones are the only people who will ever benefit from your life insurance policy?
You see, the role of the on-line & direct insurer’s staff is to ‘sign you up’ as quickly as possible. Unfortunately, as the 2018 Royal Commission into Financial Services has uncovered, too many Australians find out when it is too late that they have simply been misled.